No subscriptions. Just great software.

Structure your finances
and plan smarter with Clink

Clink is the modern, structured budget planner for iOS. Organize transactions across custom accounts, build deep category trees, set flexible budgets – and pay once instead of every month.

100% LocalNo account required
Try for FreeTest every feature
7.99 €One-time purchase
Dashboard

“I couldn’t find a well-structured budget app without recurring fees – so I built one.”

I spent a long time searching for a budget app that offered the structure and depth I need every day, but didn’t charge recurring fees. Everything I tried either lacked real organization, loaded tracking SDKs, or wanted my bank credentials in someone else’s cloud.

So I decided to build Clink myself, an app I personally use every single day.

Clink is built with modern Apple technologies like SwiftUI and SwiftData. It runs entirely on your iPhone, needs no registration, and is free to try. If it becomes your daily tool, unlock the full version once and own it forever.

Everything you need to structure your money

Beyond basic expense logging: real structure, precise budgets, and detailed insights.

Categories & Tags

Organize your spending in a flexible, multi-level category tree and add custom tags for deep-dive filtering in your statistics.

Flexible Budgets

Set limits per category – weekly, monthly, or yearly. Clink shows you live how much budget is left until the end of the period.

Recurring Transactions

Manage rent, subscriptions, and regular income with flexible rules. Adjust or skip single occurrences without breaking the series.

Fixed Costs at a Glance

Keep contracts, rent, and subscriptions like Spotify or Netflix in one dedicated view – and see how much disposable income is really left.

Virtual Accounts

Distribute transactions across checking accounts, credit cards, cash wallets, or savings jars – with historical balances in one place.

Smart CSV Import

Switching from another app or importing bank statements? An intuitive mapping wizard imports almost any CSV file – entirely on your device.

Calendar View

See which payments are due or completed on any given day and plan ahead visually.

100% Private

No registration, no bank logins, no analytics. All data is stored locally on your iPhone – nothing ever leaves your device.

See Clink in action

A fast, high-contrast interface with tactile dark-mode design.

Pay once, use forever

Test all features with no time limit for free. One purchase removes all limits – no subscriptions, no hidden fees.

Lifetime

Clink Full Version

7.99 € / one-time purchase

Try for free with no time limit. Pay once, own forever – because I hate subscriptions for utility tools just as much as you do.

Unlimited accounts (Free: max. 2)
Unlimited tags (Free: max. 2)
Unlimited categories (Free: max. 2 + 1)
Subcategories
Local CSV import
Directly support a solo indie dev ♥
Download on the App Store
Works on iPhone (iOS 26.0+)

Frequently Asked Questions

Because your data lives locally on your device, Clink doesn’t run expensive cloud infrastructure. Charging monthly for a utility tool felt wrong – I hate subscriptions for tools like this just as much as you do. You pay once and own the full version forever.

100% locally on your iPhone. Clink uses no cloud servers, no external databases, and no analytics scripts. Your accounts, transactions, and budgets never leave your device.

Clink offers an optional integration with iOS Shortcuts. You set up a personal automation in the Shortcuts app that sends Apple Pay (NFC) transaction details to Clink as you pay. Once Clink has learned your payment cards and merchants, it automatically assigns new payments to the right category and virtual account.

You create a rule – for example monthly rent – and Clink projects it onto your calendar and budgets. You can adjust or skip a single occurrence (say the heating bill changes for one month) or modify all future payments, without breaking the series.

Yes. Clink includes a smart CSV import wizard that maps columns like amount, date, and category and imports almost any CSV file. Parsing happens entirely on your device.

Clink is free to download and try. The free version limits you to 2 accounts and 2 main categories so you can test everything thoroughly. A single one-time purchase of 7.99 € removes all limits – forever.